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LOAN PROGRAMS

We offer you a wealth of loan programs tailored to your individual needs.

To find out more, you can apply now or request a consultation.


Conventional Loans

Our conventional loan options include both fixed-rate and adjustable-rate mortgages.

 

Fixed-Rate
 

  • Interest rate stays the same over the life of the mortgage
     
  • Makes budgeting easier and more predictable
     
  • Terms are available from 10 to 30 years
     

Adjustable Rate
 

  • Initial rate is often lower than a traditional fixed-rate mortgage
     
  • After the initial period, the interest rate fluctuates over the life of the mortgage, depending on prevailing rates

Government Loans

 

FHA

  • Flexible down payment options

  • Excellent option for first time homebuyers

VA

  • For Veterans and their spouses 

  • Flexible underwriting 

USDA

  • Exclusive to low to moderate income homebuyers

  • Flexible financing for properties located in a designated rural area