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LOAN PROGRAMS

We offer you a wealth of loan programs tailored to your individual needs.

To find out more, you can apply now or request a consultation.

Conventional Loans

Our conventional loan options include both fixed-rate and adjustable-rate mortgages.

 

Fixed-Rate
 

  • Interest rate stays the same over the life of the mortgage
     
  • Makes budgeting easier and more predictable
     
  • Terms are available from 10 to 30 years
     

Adjustable Rate
 

  • Initial rate is often lower than a traditional fixed-rate mortgage
     
  • After the initial period, the interest rate fluctuates over the life of the mortgage, depending on prevailing rates

Government Loans

 

FHA

  • Flexible down payment options

  • Excellent option for first time homebuyers

VA

  • For Veterans and their spouses 

  • Flexible underwriting 

USDA

  • Exclusive to low to moderate income homebuyers

  • Flexible financing for properties located in a designated rural area

 

Apply Now
  • Privacy Policy
  • Company State Licenses

© Copyright 2024 OwnersChoice Funding, Inc.
All Rights Reserved

 

OwnersChoice Funding, Inc. is a licensed mortgage banker and licensed mortgage servicer with the NYS Department of Financial Services. Complaints or requests for further information regarding OwnersChoice Funding, Inc. may be directed to the NYS Department of Financial Services by visiting the Department's website at www.dfs.ny.gov or by calling the Department's Consumer Help Unit at (800) 342-3736.

 

Please direct any inquiries or complaints to OwnersChoice Funding, Inc. via mail to 4 Tower Place, Executive Park, 5th Floor,  Albany, NY 12203, or via email to inquiries@ownerschoice.com, or by calling us toll free at (800) 342-4998.

OwnersChoice Funding, Inc.

Licensed Mortgage Banker

NYS Department of Financial Services

Principal Address :

4 Tower Place, Executive Park, 5th Floor | Albany, NY 12203

Mailing: PO Box 12670 | Albany, NY 12212-2670

NMLS Identifier: 56538

Telephone: (800) 342-4998
Email: inquiries@ownerschoice.com

 

NMLS CONSUMER ACCESS 

 

 

 

 

© Copyright 2024 OwnersChoice Funding, Inc.
All Rights Reserved

 

OwnersChoice Funding, Inc. is a licensed mortgage banker and licensed mortgage servicer with the NYS Department of Financial Services. Complaints or requests for further information regarding OwnersChoice Funding, Inc. may be directed to the NYS Department of Financial Services by visiting the Department's website at www.dfs.ny.gov or by calling the Department's Consumer Help Unit at (800) 342-3736.

 

Please direct any inquiries or complaints to OwnersChoice Funding, Inc. via mail to 4 Tower Place, Executive Park, 5th Floor,  Albany, NY 12203, or via email to inquiries@ownerschoice.com, or by calling us toll free at (800) 342-4998.